ANDRO KAHADZE
11302 ASHLEY DR.
ROCKVILLE MD 20852 USA
NT (301) 984-9521
DY (301) 260-9711

Dear Recruiter

	Please accept this letter as an application for a  Finance/Bankin position currently available with your organization.  I believe the combination of my Graduate level education and my background would enable me to make a positive contribution to your team.  You will find, and previous employers will verify, that I exhibit stability, intelligence, common sense, initiative, maturity and a strong work ethic. 
	I have inclosed a copy of my resume for your review. I know that resumes help you sort out the probables from possibles, but they are no way to judge the personal caliber of an individual.  I would like the opportunity to demonstrate that along with the credentials.  I am available to meet with you to discuss my qualifications at your convenience.  I can be reached at 
(301) 260-9711 or please send email to kahadze@yahoo.com to initiate contact. I would like to thank you in advance for your time and any consideration you may give me. I look forward to hearing from you.

Sincerely

Andro Kahadze

P.S. Please see my resume:


ANDRO  I.  KAHADZE
11302 Ashley Dr.
Rockville MD 20852 USA
(301) 984-9521 (Home)
(301) 260-9711 (Office)


OBJECTIVE

	To obtain responsible and challenging position in International Finance field


EDUCATION

	Georgia Southern University, Statesboro, GA USA
	MASTER OF BUSINESS ADMINISTRATION  Major: Management & Finance
	Sept. 1994 - Aug. 1996,  GPA 3.5

	Armstrong State College, Savannah, GA USA
	PRE-MBA BUSINESS COURSES  
	Jan. 1993 - June 1994,  GPA 3.0

	Tbilisi State University, Republic of Georgia 
	BACHELORS DEGREE  Major: International Economics
	Sept. 1988 - Oct.1992,  GPA 3.5

LICENSES

	Series 6 & 63 (Registered representative with NASD & SEC)
	Life & Health insurance.

WORK EXPERIENCE

	Allfirst Bank
	Olney, MD Branch, Oct. 2000-Present
	Financial/Investment Sales Representative
	* Proactively selling Investment & Bank products to new and existing   customers
	* Proactive, consultative selling and prospecting through appointment banking
	* Supporting all aspects of customer relation management
	* Making judgments and seeking exceptions as appropriate

	First Union National Bank
	Silver Spring, MD  Financial Center, Jan. 1998 - May 2000
	Financial Specialist  (Bank Officer, Loan Officer & Investment Advisor)
	* Reviewing Financial statements for personal, small business, and corporate 	     	  	    	   accounts	                 
	* Personal & Commercial Lending: Unsecured & Secured loans and lines of credit
	* Consulting with clients concerning investments in Mutual Funds and Annuities
	* Extending administrative support to Financial Center and various departments
	Metropolitan Life Insurance Company (MetLife) & MetLife Securities, Inc.
	Linthicum,  MD, Apr. 1997 - Jan. 1998
	Account Representative
	* Procuring acceptable applications for insurance contracts
	* Procuring applications in sufficient volume as to meet production objectives
	* Giving Prompt & courteous service to the customers and assisting them in 	          	  	 	   realizing the benefits provided by their policies & contracts

	Khoury Bros., Inc.   Kensington, MD  Sept. 1996 - Apr. 1997
	Manager
	* Oversee general operation of the store
	* Manage inventory control systems
	* Negotiate with suppliers on behalf of the company

	Georgia Southern University, Statesboro, GA  Jan. 1995 - Aug. 1996
	Research Assistant for Finance Department
	* Responsible for obtaining information regarding research topics, utilizing 	  	  	 	   computer database & library resources
	* Input data into spreadsheets or word processing programs
	
SKILLS

	Communication:
	* Native Language: Georgian
	* Fluent in English and Russian (second language)

	Computers:
	* Hardware: IBM and Apple/Mac systems
	* Word processing software
	* Spreadsheet software
	* Database software
	* Internet

	Business Management
	* Auditing financial records
	* Utilizing budgets
	* Classifying and checking data accuracy
	* Research and writing

ACTIVITIES

	Honorary member of Savannah GA -  Batumi  (Rep. of Georgia) Sister City Committee 1992-93
	Member of International Student Executive Committee of Georgia Southern University  1995-96
	Active participant of Habitat for Humanity of Statesboro GA 1995-96